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Classes

Overview

Financial Planning Classes

SamCERA’s free financial planning classes can help you learn more about financial planning, taxes, retirement, and more. Get the skills you need to take control of your financial future. These classes count toward your 20-hour training target.

Step-by-Step Class Registration

County Employees:

To register, follow the instructions below.

  1. Head to the LMS Career site via the County’s Okta single sign-on.
  2. Select “LMS Career.”
  3. Browse the course offerings by selecting “Events Calendar” under the “Learning” tab. 
  4. Click on the course you’d like to register for, and then select “Request.” LMS will then send you a confirmation email.

Need more help enrolling? Contact your department’s LMS administrator. If your administrator is unavailable, please call SamCERA at (650)599-1234, or email samcera@samcera.org.

Court and Mosquito District Employees:

Email SamCERA, at samcera@samcera.org, to make your request. Please provide the name and date for the class(es) you would like to attend.

Event

Buying a Home

Location: Room 101, 455 County Center, Redwood City, CA 94063

Course information

Highlights include:

  • Review important factors involved in deciding whether to rent or own.
  • Calculate how much of a home you can afford.
  • Recognize the difference between being pre-qualified and pre-approved for a loan.
  •  Learn to use six essential guidelines when making an offer.

With this class, you’ll develop a general understanding of the process involved in purchasing a home. This class is for first time home-buyers who desire a general overview of how to go about searching for a home, analyzing affordability, financing, offers, contingencies, and closing. You’ll receive a 50-plus page workbook, which reviews each topic covered and provides resources and a glossary for future use. Workbooks are only available to attendees.

Event

College Funding: Investment Strategies and Financial Resources

Location: Room 101, 455 County Center, Redwood City, CA 94063

Course information

Highlights include:

  • Calculate how much can be comfortably borrowed for college.
  • Review the average tuition and room & board costs for public and private colleges.
  • Learn how to conduct an effective scholarship search.
  • Discuss the current application for federal student aid.

With this course, you’ll get up-to-date tips on the best ways to pay for college, including scholarships, savings, grants, loans, and more. Each participant will receive a 40-page workbook, which reviews each topic covered and provides resources and a glossary for future use. Workbooks are only available to attendees.

Event

SamCERA Online: Developing Effective Budgeting and Spending Habits

Location: Online

Course information

Highlights include:

  • Set up a personalized monthly spending plan.
  • Identify and analyze where money is going.
  • Develop a plan to live on less and enjoy life more.
  • Uncover easy and creative ways to save.

Participants who attend this online course will learn how to make better spending decisions, get out of debt, and stay on track with all financial goals. Each participant will be able to download a 45-plus page guide to be used in class and for future reference. 

Event

Creating and Managing Wills and Trusts

Location: Room 101, 455 County Center, Redwood City, CA 94063

Course information

Highlights include:

  • Explain the reasons for setting up wills and trusts.
  • Review the many ways an estate can be transferred.
  • Describe seven essential objectives a will can accomplish.
  • Discover when and how to revise and/or revoke a will.

Participants who attend this course will gain important skills to better understand the importance of estate planning and understanding probate and estate taxation in order to set up and manage trusts more effectively. Each participant will receive a 50-page workbook, which reviews each topic covered and provides resources and a glossary for future use. Workbooks are only available to attendees.

Event

SamCERA Online: Investing Basics

Location: Online

Course information

Highlights include:

  • Strengthen your understanding of stocks, bonds, and mutual funds.
  • Recognize the difference between saving and investing.
  • Review your risk tolerance.
  • Create an investment plan.

Participants who attend this online webinar will gain a basic level of knowledge on investments and investing strategies, which will enable them to build and better manage an investment portfolio.  Each participant will be able to download a 45-plus page guide to be used in class and for future reference. 

Event

Estate Planning: Understanding the Basics

Location: Room 101, 455 County Center, Redwood City, CA 94063

Course information

Highlights include:

  • Discuss important reasons for estate planning.
  • Determine ways property can be transferred upon death.
  • Examine the process involved with intestate succession and probate.
  • Recognize important features of wills.

Participants who attend this course will have a greater understanding of the estate planning process in general.  Participants will learn about an easy 3-step process to set up an estate plan.  In addition, this course will help simplify the terminology and jargon used by the financial planning and legal profession.  Each participant will receive a 50-plus page workbook, which reviews each topic covered and provides resources and a glossary for future use. Workbooks are only available to attendees.

Event

Retirement Planning for All Ages

Location: Room 101, 455 County Center, Redwood City, CA 94063

Course information

Highlights include:

  • Learn the six key factors for a prosperous retirement.
  • Identify the major obstacles to overcome when planning for retirement.
  • Plan more effectively for the impact of inflation.
  • Estimate the amount of annual income needed in retirement.

Participants who attend this course will be able to calculate their current financial situation, estimate their retirement needs, and create an investment strategy for meeting those needs.  Each participant will receive a 55-plus page workbook, which reviews each topic covered and provides resources and a glossary for future use. Workbooks are only available to attendees.

Event

Understanding Stocks, Bonds and the Markets (Beginning Course)

Location: Room 101, 455 County Center, Redwood City, CA 94063

Course Information

Highlights include:

  • Identify reasons for investing in stocks and bonds.
  • Learn how interest rates affect stock and bond investments.
  • Find out the risks of owning stocks and bonds.
  • Identify four essential actions to take before making investment decisions.

Participants who attend this course will develop a thorough understanding of the fundamentals of stocks and bonds. In addition, this course will help to simplify the terminology and jargon used by the financial industry. Workbooks are only available to attendees.

Event

Smart Strategies for Your 401(k), 403(b), or 457 Plan

Location: Room 101, 455 County Center, Redwood City, CA 94063

Course information

Highlights include:

  • Discover important retirement plan features concerning enrollment, contributions, plan rule changes, matching, and vesting.
  • Review retirement plan investment choices.
  • Find out four reasons why retirement plan loans are discouraged.
  • Evaluate the ramifications of plan rollovers, transfers, and distributions.

Participants who attend this course will gain an understanding of which 401(k), 403(b), or 457 plan investments and strategies are most appropriate for them to achieve their financial goals.  In addition, participants will develop confidence in their ability to develop and modify their own 401(k), 403(b), or 457 plan investment portfolios.  Each participant will receive a 55-plus page workbook, which reviews each topic covered and provides resources and a glossary for future use. Workbooks are only available to attendees.

Event

How to Invest $25 a Paycheck

Location: Room 101, 455 County Center, Redwood City, CA 94063

Course information

Highlights include:

  • Define three essential ingredients to becoming wealthy.
  • Discover over a dozen ways to find extra money to invest.
  • Identify how to invest small amounts in stocks, bonds, and mutual funds.
  • Compare the pros and cons of investing in mutual funds vs. individual stocks.

Participants will gain important skills in analyzing their current financial resources, discover many ways small amounts can be invested in stocks, bonds, and mutual funds, and set up a plan of action for achieving all their financial goals. Each participant will receive a 45-plus page workbook, which reviews each topic covered, and provides resources and a glossary for future use. Workbooks are only available to attendees.

Event

Retirement Planning for Mid-Career

Location: SamCERA Boardroom, 100 Marine Parkway, Suite 160, Redwood City, CA 94065

Course information

Highlights include:

  • Discover the impact of compounding and how to build wealth.
  • Plan more effectively for inflation.
  • Discuss the basics on stock, bond, mutual fund, and real estate investments.
  • Examine important asset allocation techniques.

With this class, you’ll be able to set up a plan and stay on track for retirement without short-changing other financial goals. You’ll also learn more about evaluating tax implications of various investments, and considering the option of early retirement. You’ll receive a 50-plus page workbook, which reviews each topic covered and provides resources and a glossary for future use. Workbooks are only available to attendees.

Event

SamCERA Online: Smart Spending Strategies for the Holidays

Location: Online

Course information

Highlights include:

  • Set up a personalized holiday spending plan.
  • Identify and analyze where money is going.
  • Uncover easy and creative ways to save for the holiday season.

Participants who attend this online course will gain valuable tips on how to keep their holiday spending under control. Each participant will be able to download a 45-plus page guide to be used in class and for future reference. 

Commands