Classes

Course Information

Location: Online Webcast

Date: Wednesday, 10/4/23

Time: 10:00 am – 12:00 pm

Participants will learn how to define identity theft, employ steps to avoid identity theft, develop awareness of specific identity theft crimes, and learn exactly what to do should they find themselves a victim of identity theft. Interactive exercises and thought-provoking questions will stimulate participants to adopt and maintain habits to improve the security of their personal finances.

Course materials and instructions will be emailed to all registered members 1-2 days before the date of the class.

Highlights: 

• Define identity theft, who commits the crime, its victims, and its cost to consumers
• Identify types and methods of identity theft, including “phishing,” and other scams
• Employ simple and effective security habits to minimize the risk of becoming a victim of identity theft
• Compare the difference between security freezes, credit locks, and fraud alerts
• Develop awareness about areas left open to identity thieves
• Prepare to question those who may request private information about you
• Design a plan and know exactly what to do and who to contact should you find yourself a victim of identity theft
• Evaluate whether you should buy insurance or sign up for other services designed to protect against identity theft

How to Register:

County & Court Employees: Register on LMS via OKTA. This class can count toward your annual 20-hour training target!

Mosquito District & Library Employees: Register on LMS here. If you do not have access or experience any issues, email njeong@samcera.org with the name and date of the class that you would like to attend.

Retired Members: To register, email samcera@samcera.org. Please provide the name and date for the class(es) you would like to attend.

Course Information

Location: Online Webcast

Date: Tuesday, 10/17/23

Time: 10:00 am – 12:00 pm

Individuals who attend this course will be empowered to better manage retirement with detailed information about: retirement income, long term care, social security benefits, annuities and estate planning decisions.

Recommended for this who are already in retirement or planning to retire within the next three years.

Highlights: 

• Recognize tax implications of distributions from employer retirement plans and individual retirement accounts
• Examine options around retirement account rollovers
• Discover Social Security benefits and eligibility
• Review long term care policy features
• Apply strategies to manage a retirement portfolio
• Assess risk tolerance
• Identify option when it comes to reverse mortgages
• Discover the benefits of funeral pre-planning
• Differentiate important features of five different types of annuities
• Identify features for inclusion in senior home remodels
• Ascertain estate planning tips for executors and beneficiaries
• Discuss many current senior scams and how to avoid them
• Evaluate steps you should take when choosing financial professionals

How to Register:

County & Court Employees: Register on LMS via OKTA. This class can count toward your annual 20-hour training target!

Mosquito District & Library Employees: Register on LMS here. If you do not have access or experience any issues, email njeong@samcera.org with the name and date of the class that you would like to attend.

Retired Members: To register, email samcera@samcera.org. Please provide the name and date for the class(es) you would like to attend.

Course Information

Location: Online Webcast

Date: Monday, 11/6/23

Time: 2:00 pm – 4:00 pm

Working professionals at any stage in their career can get better-prepared for retirement with this class. Participants will be able to assess their current financial situation, estimate their retirement needs, and create an investment strategy for meeting those needs.

Course materials and instructions will be emailed to all registered members 1-2 days before the date of the class.

Highlights: 

• Discover the key factors for a prosperous retirement
• Identify the major obstacles to overcome when planning for retirement
• Plan more effectively for the impact of inflation
• Estimate the amount of annual income needed in retirement
• Determine whether you are on-track financially for retirement
• Calculate the money needed to be saved each year until retirement
• Compare the different types of IRAs
• Complete a personalized risk tolerance survey
• Explain important portfolio management strategies for retirees
• Review tax implications of distributions from employer retirement accounts
• Uncover ten crucial retiree secrets to successful retirement planning

How to Register:

County & Court Employees: Register on LMS via OKTA. This class can count toward your annual 20-hour training target!

Mosquito District & Library Employees: Register on LMS here. If you do not have access or experience any issues, email njeong@samcera.org with the name and date of the class that you would like to attend.

Course Information

Location: Online Webcast

Date: Wednesday, 11/29/23

Time: 10:00 am – 12:00 pm

Gain a better understanding of tax reduction strategies based on current federal tax law through relevant, real-life illustrations, and workbook exercises. Participants will learn the tax implications affecting retirement, investments, having a personal business outside of regular employment, and charitable giving.

Course materials and instructions will be emailed to all registered members 1-2 days before the date of the class.

Highlights: 

• Explore how to expand your options for saving in an employer sponsored retirement plan
• Understand the tax implications of holding company stock in a deferred compensation retirement plan
• Analyze the unique tax saving characteristics of Health Savings Accounts and Flexible Spending Accounts
• Learn the income phaseout ranges that apply to Individual Retirement Accounts and how to navigate towards increasing your Roth IRA accounts for you and your children
• Discuss the tax advantages of some forms of annuities
• Review how to capture losses from investments for a tax advantage including the wash sale rule
• Uncover investments that provide tax advantages through asset location
• Evaluate the tax advantages of education funding vehicles
• Learn how to take advantage of highly appreciated asset donations through a Donor Advised Fund
• Examine the energy and electric vehicle tax credits still available
• Understand the many tax deductions available for small businesses

How to Register:

County & Court Employees: Register on LMS via OKTA. This class can count toward your annual 20-hour training target!

Mosquito District & Library Employees: Register on LMS here. If you do not have access or experience any issues, email njeong@samcera.org with the name and date of the class that you would like to attend.

Retired Members: To register, email samcera@samcera.org. Please provide the name and date for the class(es) you would like to attend.